Licenses & Regulatory Disclosures

Little Shares – Platform & Investment Disclosures

Platform Role

Little Shares is a financial holding and facilitation platform. We provide tools that help parents, guardians, and families save and invest money for children. Little Shares is not a direct trading platform. We do not directly execute, clear, or settle investment trades. All investment transactions and custody of assets are handled by third-party, regulated financial institutions, such as registered broker-dealers and custodians.

Licensed Professionals

Little Shares employs licensed brokers who support the platform and oversee investment-related operations. However, Little Shares does not provide personalized investment advice. Any investment options, examples, or educational materials displayed on the platform are provided for general informational purposes only.

User Responsibility & Independent Research

All investment decisions made through Little Shares are initiated by the user. Users are responsible for reviewing, researching, and deciding which investments to select and when to contribute or withdraw funds. Users should carefully consider their financial situation, goals, and risk tolerance, and may wish to consult an independent financial, tax, or legal professional.

Custody of Funds

Little Shares does not hold customer funds or securities. All funds and investments are held in accounts maintained by third-party financial institutions for the benefit of the child. Customer funds are not commingled with Little Shares' operating funds.

Education-Restricted and Flexible Funds

Certain funds on the Little Shares platform may be designated for education-related use, while others may allow more flexible withdrawal purposes. Fees, penalties, taxes, or documentation requirements may apply depending on the account type, use of funds, and applicable laws. Little Shares does not determine tax treatment.

Investment Risk

All investments involve risk, including the possible loss of principal. Investment performance is not guaranteed. Past performance does not predict future results. Little Shares does not guarantee returns, account value, or protection against loss.

Platform Status & Regulation

Little Shares operates as a technology platform and financial services facilitator. While Little Shares employs licensed brokers, it is not a bank and does not directly custody assets or execute trades. Regulatory oversight of accounts and transactions is provided by third-party financial partners in accordance with applicable laws.